The New Democrat Online

Friday, December 23, 2011

Howard Dean: "Public Option is Key to Healthcare Reform": What is the Public Option



The whole Healthcare Reform debate back in 2009-10 at least from the Democratic Party and our Leadership. Was about how do we expand Health Insurance for people who currently. For whatever reasons can't afford Health Insurance or paying for their share of their Healthcare right now. And I would add what's called Health Savings Accounts to that which is know is a Republican Policy that came out. During the Healthcare Reform Debate of 1993-94. But its actually a good idea and I acknowledge good ideas whenever I hear them from whoever they come from. This whole debate is about how do we make Healthcare more affordable for the people who currently can't afford it. And there were ideas that were thrown out and some of them were in the 2010 Affordable Care Act. That Congress finally passed and was signed by President Obama. Like the Public Option which at least in the Democratic House bill passed in November 2009. Which would create a new Independent Non Profit Health Insurer that people who currently can't afford Health Insurance. Could select along with people who currently have Health Insurance could select as well. There was the Healthcare Tax Credit for people who can't afford to cover their Healthcare right now. That they could use to pay for the Public Option or to purchase Private Health Insurance which is a big part of the ACA. And I believe the best part of the 2010 ACA was the Patients Bill of Rights to eliminate and punish the abuses of the Private Health Insurance Industry.

And of course there were the Single Payer Health Insurance Medicare For All supporters. Pushed by the the Progressive Caucus and their allies in the Democratic Party. And Progressives outside of the Democratic Party pushing for that. But I'm going to make an argument thats explains why I'm against Single Payer Health Insurance. But also argue why I believe in a Public Option for Health Insurance but at the same time explain. Why a Public Option would also benefit Progressive Socialists who got this idea lets put all of our eggs in one basket. And if we strike out so be it at least we fought for what we believe in, unintentionally. Because I don't like the idea as a liberal from an Individual Liberty Point of View of government forcing everyone to purchase Medicare and not giving us a choice. I don't like it politically but its also bad economics. But with a Public Option whether we create a new Independent Non Profit Health Insurer thats not run by government. Or we allow people to buy into Medicare, we still keep Freedom of Choice in Healthcare and Health Insurance. Two of the most important things why we need Freedom of Choice. And lets the American People decide for themselves how to pay for their own Healthcare.

A Public Option would serve as a wake up call to Private For Profit Health Insurers, that you either get your act together. Or the market is going to throw you out of business with the customers you would lose as a result. And Progressives would get what they've always wanted in the First Place. An elimination of the For Profit Health Insurance Industry but at the same time leaving in place what liberals, Classical Conservatives and libertarians have always wanted. Which is Freedom of Choice in Healthcare and Health Insurance and let the people make these personal decisions for themselves.