a society cannot afford to allocate the money to pay for the present level of Social Security benefits for retirees in future
generations. The solution, it is widely argued, is to cut benefits – either directly by means-testing or indirectly by raising the
retirement age or allowing inflation to erode their real value over time. In this narrative, tax-favored private savings vehicles like
401(k)s and IRAs should be expanded in order to compensate for the allegedly necessary cuts in Social Security...
From the New America Foundation
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